creditbook
Log in

Our Privacy Policy

Effective Date: 14 April 2025 This Privacy Policy describes how Da'em Technologies Limited ("Da'em Technologies", "we", "us", or "our") collects, uses, discloses, and protects the personal information of users ("you", "your") who visit or interact with our website www.daem.me and any associated services (the "Site"). We are committed to protecting your personal data in accordance with the DIFC Data Protection Law No. 5 of 2020, and applicable laws of the United Arab Emirates.
Information We Collect
1.
We may collect the following categories of personal data: a. Information You Provide Directly: • Full name, email address, phone number • Date of birth (DoB) • Document ID (e.g., passport number, national ID, or other identification documents) • Company name, role and registration (id and documents) • Financial or transactional information (if you request financing or services) • Any information submitted through forms, chat, or contact requests b. Automatically Collected Information: • IP address and browser type • Device and operating system • Pages visited and interaction with our website • Cookies and tracking data (see Cookies and Tracking Technologies) c. Information from Third Parties: • Data received from credit bureaus, KYC/AML service providers, or business verification platforms
Purpose of Data Collection
2.
We collect and process your personal data for the following purposes: • To provide, improve, and maintain our services • To assess eligibility for financial services or products • To communicate with you (e.g., respond to inquiries or send updates) • To comply with legal and regulatory obligations (e.g., anti-money laundering checks) • For marketing purposes, with your consent • To detect or prevent fraud and enhance cybersecurity
Legal Basis for Processing
3.
We rely on one or more of the following legal bases: • Your consent • Performance of a contract with you • Compliance with legal obligations • Legitimate interests, including providing services and improving user experience
Sharing of Information
4.
We may share your personal data with: • Our affiliates and group companies (if applicable) • Service providers and partners (e.g., cloud hosting, CRM, analytics) • Government authorities or regulators where required by law • Legal or financial advisers and auditors
5.
We do not sell or rent your personal data to third parties.
Cookies and Tracking Technologies
6.
Our website uses cookies and similar technologies to enhance user experience and analyze website performance. You may manage cookie preferences through your browser settings. For more details, refer to our [Cookie Policy] (insert link if available).
International Data Transfers
7.
Your personal data may be processed or stored in jurisdictions outside the DIFC. In such cases, we ensure appropriate safeguards (e.g., standard contractual clauses) are in place to protect your data.
Data Retention
8.
We retain personal data only for as long as necessary to fulfill the purposes for which it was collected or as required by applicable laws, including regulatory or compliance obligations.
Data Security
9.
We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction.
Your Rights
10.
Subject to applicable law, you may have the following rights: • Access to your personal data • Rectification of inaccurate or incomplete data • Erasure of personal data ("right to be forgotten") • Restriction or objection to processing • Data portability • Withdrawal of consent (where applicable) • Lodge a complaint with the DIFC Commissioner of Data Protection To exercise your rights, contact us at the email provided below.
Third-Party Links
11.
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites.
Changes to This Privacy Policy
12.
We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date. We encourage you to review it periodically.
Contact Us
13.
If you have any questions or requests related to this Privacy Policy or your personal data, please click Talk to Us or contact us at: Da'em Technologies Limited Unit GA-00-SZ-L1-RT-201 Level 1 Gate Avenue - South Zone Dubai International Financial Centre Dubai, United Arab Emirates Website: www.daem.me

Grow your business today - with Da’em.

daem

Da’em Technologies Limited

Unit GA-00-SZ-L1-RT-201, Level 1

Gate Avenue, South Zone, DIFC,

Dubai, UAE

© Da’em Technologies Limited. All rights reserved.